Summary Plan Description (Revised January 1, 2012)
Table of Contents
- Notice
- Statement of Purpose
- Carpenters Retirement Plan At A Glance
- Participation and Eligibility
- Calculating Your Retirement Benefit
- Retirement Options and Post-Retirement Work Rules
- Death Benefits Before Retirement
- Important Information
- Carpenters Retirement Plan of Western Washington
- Article 1 – Definitions
- Article 2 – Effective Date
- Article 3 – Eligibility, Vesting and Forfeitures
- Article 4 – Qualification For Retirement
- Article 5 – Reciprocal Pensions
- Article 6 – Retirement Income
- Article 7 – Total and Permanent Disability
- Article 8 – Death Benefits Prior to Retirement
- Article 9 – Funding of Plan Benefits
- Article 10 – Administration
- Article 11 – Amendments/Mergers
- Article 12 – Termination of Plan
- Article 13 – Inalienability
- Article 14 – Scope of the Plan
- Article 15 – Miscellaneous Provisions
- Appendix
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