Carpenters Retirement Plan

Plan Document 

Restated as of January 1, 2017

WHEREAS, with the passage of the Employee Retirement Income Security Act of 1974 (ERISA) and the adoption of final regulations implementing the Act by the Internal Revenue Service and the Department of Labor, it became necessary to amend the Retirement Plan to conform to the Act and regulations promulgated thereunder, effective as of the Plan Year beginning January 1, 1976; and

WHEREAS, the Plan was restated effective January 1, 1986, January 1, 1988, January 1, 1990, January 1, 1994, January 1, 2001, November 1, 2003, November 1, 2009 and July 1, 2014 to include amendments to the Retirement Plan; and

WHEREAS, it is now desirable and necessary to further amend and restate the Plan to reflect amendments adopted at an October 4, 2016 meeting of the Board of Trustees implementing a new benefit accrual structure effective as of January 1, 2017, and certain other amendments adopted at the March 28, 2017 meeting of the Board of Trustees;

NOW, THEREFORE, the Trustees do hereby adopt the following Carpenters Retirement Plan of Western Washington, restated and amended as of January 1, 2017.

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Last Updated: 01/09/2018