BenefitTabs

  • Basic Rules

    • To withdraw any money from your individual account you must be retired according to the Plan's Rules.
    • You must begin the retirement process at least 3 months prior to your desired retirement date and provide all of the required documentation to the Trust Office.
    • All contributions must have been reported to the Plan. You will receive a form from the Trust Office which must be notarized.
    • You must apply for retirement through both the Individual Account and Retirement Plan.
     
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    You must:

     
  • Normal Retirement

    • Be vested
    • At least age 65
    • Have ceased working for any contributing employer
     
  • Early Retirement

    • Be vested
    • At least age 55 and less than age 65
    • Have ceased working
     
  • Disability Retirement

    • Be vested
    • Under age 65
    • Have 750 hours in plan or in a reciprocal plan with the 3 years prior to onset of disability
    • Be totally and permanently disabled according to the definition of the Plan