Primary
Spouse's Benefit

Requirements

You must be vested in this plan and satisfy the activity test (have at least 750 covered hours sometime in the three calendar years immediately preceding your death).

Monthly Benefit

Your spouse receives a monthly income equal to your total accrued monthly benefit (See Earning Benefits) at the time of your death. This benefit is paid until your spouse attains age 62, remarries or dies, whichever occurs first. When your spouse attains age 62, he or she may be eligible for the qualified spouse's benefit. If you do not have a spouse, your minor dependent children may be eligible for this benefit.

Qualified Spouse's Benefit

Requirements

You must be vested in this plan and eligible for early or normal retirement but not retired at the time of your death.

Monthly Benefit

Your spouse receives the survivor's portion of a 50% joint and survivor benefit. This benefit is payable to your spouse for his or her lifetime.

Lump Sum Death Benefit

If you are vested in this plan and your spouse does not qualify for the primary spouse's benefit or the qualified spouse's benefit, he or she may receive a lump sum payment of $5,000. If you are not married or do not have minor dependent children, you may designate another person to receive this benefit.