Summary Plan Description

Eligibility

You earn a permanent right to a retirement benefit as soon as you become vested. There is a five-year vesting requirement for all ERISA-mandated retirement benefits provided by this plan. There is a ten-year vesting requirement for certain other benefits provided by this plan. You earn one year of credited future service in this plan for each calendar year in which you work 1,000 or more covered hours (please see Credited Service).