Summary Plan Description
Carpenters Retirement Plan of Western Washington
Restated as of November 1, 2009
WHEREAS, with the passage of the Employee Retirement Income Security Act of 1974 (ERISA) and the adoption of final regulations implementing the Act by the Internal Revenue Service and the Department of Labor, it became necessary to amend the Retirement Plan to conform to the Act and regulations promulgated thereunder, effective as of the Plan Year beginning January 1, 1976; and
WHEREAS, the Plan was restated effective January 1, 1986, January 1, 1988, January 1, 1990, January 1, 1994, January 1, 2001, and November 1, 2003 to include amendments to the Retirement Plan; and
WHEREAS, it is now desirable and necessary to further amend and restate the Plan;
NOW, THEREFORE, the Trustees do hereby adopt the following Carpenters Retirement Plan of Western Washington, restated and amended as of November 1, 2009.
- Article 1 – Definitions
- Article 2 – Effective Date
- Article 3 – Eligibility, Vesting and Forfeitures
- Article 4 – Qualification For Retirement
- Article 5 – Reciprocal Pensions
- Article 6 – Retirement Income
- Article 7 – Total and Permanent Disability
- Article 8 – Death Benefits Prior to Retirement
- Article 9 – Funding of Plan Benefits
- Article 10 – Administration
- Article 11 – Amendments/Mergers
- Article 12 – Termination of Plan
- Article 13 – Inalienability
- Article 14 – Scope of the Plan
- Article 15 – Miscellaneous Provisions
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