Carpenters Retirement Plan of Western Washington

Restated as of November 1, 2003
To Comply With The
Employee Retirement Income Security Act of 1974
(ERISA)

WHEREAS, with the passage of the Employee Retirement Income Security Act of 1974 (ERISA) and the adoption of final regulations implementing the Act by the Internal Revenue Service and the Department of Labor, it became necessary to amend the Retirement Plan to conform to the Act and regulations promulgated thereunder, effective as of the Plan Year beginning January 1, 1976; and

WHEREAS, the Plan was restated effective January 1, 1986, January 1, 1988, January 1, 1990, January 1, 1994, and January 1, 2001, to include amendments to the Retirement Plan; and

WHEREAS, Amendments 1 through 5 have been adopted since the Plan was last restated as of January 1, 2001 and it is now desirable and necessary to further amend and restate the Plan;

NOW, THEREFORE, the Trustees do hereby adopt the following Carpenters Retirement Plan of Western Washington, restated and amended as of this 1st day of November, 2003.

Article 1 – Definitions
Article 2 – Effective Date
Article 3 – Eligibility, Vesting and Forfeitures
Article 4 – Qualification For Retirement
Article 5 – Reciprocal Pensions
Article 6 – Retirement Income
Article 7 – Total and Permanent Disability
Article 8 – Death Benefits Prior to Retirement
Article 9 – Funding of Plan Benefits
Article 10 – Administration
Article 11 – Amendments/Mergers
Article 12 – Termination of Plan
Article 13 – Inalienability
Article 14 – Scope of the Plan
Article 15 – Miscellaneous Provisions