Purchasing An Individual Life Insurance Policy

If the retiree, spouse or dependent child loses eligibility for life insurance, an individual policy can be purchased from the insurance company. No medical exam or other proof of insurability is required as long as the application and premium are submitted within 31 days after group coverage ends.

If the retiree, spouse or dependent child dies within 31 days after life insurance coverage ends, this plan’s benefits are paid to the beneficiary.