Summary Plan Description

Nonparticipating Pharmacies

You may purchase covered prescription drugs at pharmacies that do not participate in the program. However, when you purchase a covered prescription from a nonparticipating pharmacy, you must pay full retail price and submit a Prescription Drug Reimbursement Form to Medco Health. Medco Health will reimburse you at 100 percent of the "average wholesale price"—the program's discounted price—less the appropriate copayment, usually within 14 to 20 business days. Claim forms are available from Medco Health.

Helpful Hint

If you are diabetic, please see "Diabetic Care" on page 58 for information on how to purchase diabetic supplies.