Introduction

This plan was designed to cover the retiree, spouse and dependent children for illnesses and injuries incurred anywhere in the world. Services and supplies include, but are not limited to, physician services, x-ray and laboratory services, ambulance transportation, inpatient and outpatient hospital services, home health care, care at a skilled nursing facility, rehabilitation care, chiropractic care, and prescription drugs. Life insurance benefits are also available.

While the medical plan was designed to cover the majority of medically necessary expenses, each individual must share the cost of some of these expenses with an annual deductible, various copayment and coinsurance expenses, and expenses which exceed benefit or scheduled maximums.