Eligible Retirees

A retiree is eligible for the Retired Plan if he or she:

• Receives a monthly benefit from the Carpenters Retirement Plan of Western Washington or, for retired lathers, from the Cement Masons and Plasterers Retirement Plan; and
• Worked at least 7,500 hours (for which employer contributions were received by the Carpenters Health and Security Trust of Western Washington) during the 120 months immediately preceding his or her retirement effective date (as determined by the Carpenters Retirement Plan of Western Washington). For disability retirement or, if early retirement was taken because of a disability, the retiree must have worked at least 7,500 hours in the 120 months immediately preceding the date of disability. Reciprocal service hours or participation in Self-Contribution Coverage or COBRA Continuation Coverage cannot be used to help establish eligibility.

Employer contributions to the Carpenters Health and Security Trust of Western Washington (as described in the second bullet  above) can be used to satisfy the eligibility requirements of this plan for retirees if pension contributions were not required under a collective bargaining agreement.

For circumstances which will result in a loss of eligibility, please see Suspension Of Coverage and Termination Of Coverage.

Eligibility requirements for a surviving spouse are described in Surviving Spouse and Life Event Changes.