Health & Security Retiree Health Plan > SPD > Eligible Retirees

Summary Plan Description

Eligible Retirees

You (the retiree) are eligible for the Retiree Health Plan if you:

  • Receive a monthly benefit from the Carpenters Retirement Plan of Western Washington or, if you are a retired lather, from the Cement Masons and Plasterers Retirement Plan; and
  • Worked at least 7,500 hours (for which employer contributions were received by the Carpenters Health and Security Trust of Western Washington) during the 120 months immediately preceding your retirement effective date. This is the only requirement for participants who worked under a collective bargaining agreement that did not require contributions to the Carpenters Retirement Plan of Western Washington or the Cement Masons and Plasterers Retirement Plan.

Key Point

You or your dependents cannot enroll or be enrolled in the Retiree Health Plan if you are covered under a Medicare Advantage Plan or Medicare Supplemental Insurance (Medigap).

For circumstances which will result in a loss of eligibility, please see "Suspension of Coverage" on page 17 and "Termination of Coverage" on pages 17-18.