Summary Plan Description

Direct Billing

This Section Is For Individuals Without Medicare
Preferred providers have contractually agreed to bill and receive payment directly from the Trust Office. To ensure that the appropriate discounts are applied, please do not pay a preferred provider until the plan has processed your claim. Your preferred provider may, however, collect any applicable deductible, copayment, coinsurance, or noncovered charge.

Helpful Hint

We encourage you to use a preferred provider whenever possible. If you need the name of a preferred provider, please visit the First Choice website:

www.fchn.com

If you do not have access to the internet and need help finding a preferred provider or want to confirm that your provider is still in the network, please contact a Customer Service Representative at the Trust Office.