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Ambulance Transportation – 90%

Benefits are provided for services and supplies for licensed ambulance transportation to the nearest hospital or Medicare-approved skilled nursing facility which has the appropriate facilities to treat the individual’s condition when the individual requires immediate medical intervention as a result of a severe, life threatening or potentially disabling condition, and only if any other means of transportation would seriously endanger the individual’s health, or:

  • Ambulance service is from one hospital to another, including return, but only in situations where evidence clearly establishes that the institution to which an individual is being transferred is the nearest one having appropriate facilities, equipment or staff physicians to treat the individual’s condition or to obtain medically necessary diagnostic or therapeutic services not available at the individual’s hospital or skilled nursing facility.
  • Licensed air ambulance if medically necessary but then only to the nearest medical facility that can provide the needed medical treatment. Air ambulance services are covered only when (1) the point of pickup is inaccessible by land; or (2) great distances or other obstacles are involved in getting the individual to the nearest appropriate facility, and speedy admission is essential. If it is determined that a land ambulance would have sufficed, this plan pays only the amount it would have paid for land ambulance. Scheduled air transports must be preauthorized with the Trust Office.

If the individual is transported beyond the nearest appropriate facility, benefits are pro-rated accordingly.

Benefits are not provided for:

  1. Ambulance use to or from the individual’s home and a physician’s office.

  2. Cabulance services or any other commercial transportation.

  3. Transportation for the individual’s or provider’s convenience.


 

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