Summary Plan Description

Normal Retirement

To be eligible for normal retirement you must be:

  • Vested in this plan.
  • Age 65 or older.
  • No longer working for a contributing employer.

Your retirement effective date is the first of any month following your satisfaction of these requirements.

Key Point

Under no circumstances can you postpone distribution from this plan past April 1 of the calendar year immediately following the later of: (1) the calendar year in which you attain age 70H; or (2) the calendar year in which you retire. For additional information about this rule, please see Article 4.3.

For additional information about normal retirement eligibility, please see Article 1.12, Article 2.7 and Article 4.3.