Introduction

Retirement benefits are available if you are vested and retired under the Carpenters of Western Washington Individual Account Pension Plan. To be considered retired, you must be age 55 or older and no longer working for a contributing employer. Separate rules determine disability retirement.

Key Point

Retirement benefits are only payable if the following requirements are met:

• You are age 55 or older or you qualify for disability retirement.
• You are vested in this plan.
• You are no longer working for a contributing employer.
• Your completed application and the required documents have been received by the Trust Office.

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