Eligibility

You earn a permanent right to a retirement benefit when you become vested. You must have five years of credited service in this plan or in combination with one or more reciprocal plans to become vested. At least one year of credited service must be in this plan. You earn one year of credited service in this plan for each calendar year in which you work at least 1,000 covered hours (please see Credited Service). 401(a) supplemental contributions are fully vested beginning with the initial contribution (please see 401(a) Supplemental Contributions).