Summary Plan Description

Early Retirement

To be eligible for early retirement you must be:

  • Vested in this plan.
  • Age 55 through age 64.
  • No longer working for a contributing employer.

If you satisfy the eligibility requirements, your retirement effective date is the later of the first of any month following your 55th birthday or the first of the month following receipt of your completed application.

For additional information about early retirement eligibility, please see Article 1.9, 2.7 and 4.3.