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Copayments

Each individual is responsible for certain copayment expenses each time certain covered medical expenses are incurred. Copayments do not apply toward the $200 annual deductible or $2,300 annual coinsurance maximum.

$50 Emergency Room Copayment  

Each individual is responsible for the first $50 of covered expenses for each emergency room visit. If the individual is admitted as an inpatient directly following treatment in the emergency room, the $50 copayment is waived.

$10 or $20 Office Visit Copayment  

Each individual is responsible for the first $10 of covered expenses when a physician or mental health care provider bills an office visit. Each individual is also responsible for an additional $10 of covered expenses when a nonpreferred provider bills an office visit (for care received in Washington State only). This $10 or $20 office visit copayment does not apply toward the $200 annual deductible or $2,300 annual coinsurance maximum. Chiropractors, physical, speech and occupational therapists, and chemical dependency counselors are not subject to this office visit copayment.

$200 Nonpreferred Inpatient Hospital Copayment  

Each individual is responsible for the first $200 of covered expenses for every inpatient hospital admission at a nonpreferred provider facility. This $200 copayment does not apply when care is received outside Washington State.

Prescription Copayments

Medco Health Retail Pharmacy Program

  • A $7 copayment for each generic prescription.
  • A $15 copayment for each brand-name prescription listed on the drug program formulary.
  • A $30 copayment for each brand-name prescription not listed on the drug program formulary.

Medco By Mail

  • A $10 copayment for each generic prescription.
  • A $20 copayment for each brand-name prescription listed on the drug program formulary.
  • A $35 copayment for each brand-name prescription drug not listed on the drug program formulary.


 

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