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Additional Out-of-Pocket Expenses

In addition to the annual deductible, copayment and coinsurance expenses discussed above, each individual is responsible for the following expenses:

  • Expenses that exceed the “usual, customary and reasonable” charges as determined by this plan.
  • Expenses for services or supplies not medically necessary.
  • Expenses for services or supplies not covered under this plan.
  • Expenses not covered as a result of a benefit reduction under the medical review program.
  • Expenses which exceed benefit maximums.
  • Expenses which exceed vision and dental scheduled amounts.


 

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